Tamara Aydinyan has been traveling the world with the help of miles and points for over a decade and enjoys teaching others to do the same. When she's not on the move, you can find her in Los Angeles or New York City, or on Instagram @deadlytravel.
Tamara Aydinyan ContributorTamara Aydinyan has been traveling the world with the help of miles and points for over a decade and enjoys teaching others to do the same. When she's not on the move, you can find her in Los Angeles or New York City, or on Instagram @deadlytravel.
Written By Tamara Aydinyan ContributorTamara Aydinyan has been traveling the world with the help of miles and points for over a decade and enjoys teaching others to do the same. When she's not on the move, you can find her in Los Angeles or New York City, or on Instagram @deadlytravel.
Tamara Aydinyan ContributorTamara Aydinyan has been traveling the world with the help of miles and points for over a decade and enjoys teaching others to do the same. When she's not on the move, you can find her in Los Angeles or New York City, or on Instagram @deadlytravel.
Contributor Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
| Credit Cards Editor
Updated: Mar 25, 2024, 12:38pm
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Navy Federal Credit Union is the largest credit union in the U.S. with assets in excess of $171 billion, serving over 13.5 million people around the world and with over 350 branches worldwide. The member-owned, not-for-profit credit union offers financial services, including a range of credit cards, for officers and enlisted men and women of all branches of the military, veterans, Department of Defense employees and their family members.
As with any issuer, it may be possible to receive pre-qualification offers. Here’s what you need to know.
The Navy Federal Credit Union offers six credit cards to its members:
There are two ways to determine whether you are eligible to be a cardholder prior to applying:
To generate a pre-qualification, members can go directly to Navy Federal’s credit card pre-qualification page and click on the blue “Prequalify Me for a New Card” button. Once you do, you’ll need to log in to your Navy Federal account and then provide some basic information. After that, all you need to do is wait for your information to be processed.
Navy Federal Credit Union will pull your name, address, date of birth and Social Security number from your member profile but you’ll still need to answer three questions:
Navy Federal will then use your information to run a soft credit pull with the credit bureaus and verify your identity. A soft inquiry does not affect your credit score and a pre-qualification can be a good way to gauge your odds of being approved. Remember though that pre-qualifying for a credit card does not offer any guarantees and your approval is still dependent on a hard credit inquiry.
While pre-qualifying for a credit card does not guarantee approval, it also does not necessarily mean you won’t be approved. If you don’t pre-qualify for a Navy Federal credit card, you still have the option to apply for a card online, by visiting a branch or by calling 1-888-842-6328.
Keep in mind that four factors may affect the outcome of your application:
If your application is approved and your phone number is on file, you’ll receive a text notification and your card will arrive in the mail within seven to 10 days of approval. If your application is not approved, you’ll receive a letter within 30 days explaining the reason.
FEATURED PARTNER OFFEROur members could earn and save hundreds per year by banking with us. See how you can take advantage of your new membership perks.
On Navy Federal Credit Union's WebsiteOur members could earn and save hundreds per year by banking with us. See how you can take advantage of your new membership perks.
For those who can become members, the Navy Federal Credit Union can be a useful financial resource with several credit card offerings. With the option to check for pre-qualification prior to applying for a credit card, members can reduce their chance of getting denied and avoid an extra hard credit pull on their credit report.
*The information for the following card(s) has been collected independently by Forbes Advisor: Navy FCU nRewards® Secured Credit Card . The card details on this page have not been reviewed or provided by the card issuer.
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ContributorTamara Aydinyan has been traveling the world with the help of miles and points for over a decade and enjoys teaching others to do the same. When she's not on the move, you can find her in Los Angeles or New York City, or on Instagram @deadlytravel.
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